The state of Martinsburg
WV requires all drivers or licensed vehicle owners to purchase and
maintain liability insurance. They require the standard allowances
which include a minimum of $25,000 for injuries that offers a maximum
of $50,000. The standard $25,000 for auto and property damage must be
included in the policy. The state initiated enforcement of the
nation-wide mandate to prevent the need for litigation. However, if
you were injured in an automobile accident and did not receive
compensation, contact a Car Accident Lawyer immediately.
The Insurance Laws in Martinsburg WV
The state of Martinsburg WV upholds the mandatory
automobile insurance requirements through penalties and fines. Any
driver who is caught driving without upholding their financial
responsibility is subject to fines and will receive two points added
to their driving report. The DMV also upholds the right to require
SR-22 automobile insurance, which classifies the driver as a high
risk. After an automobile accident, the DMV can also require the
higher insurance needs based on risks. These risks are assessed after
the department receives the accident report from law enforcement.
Drivers who refuse to comply with insurance laws are guilty of a
major traffic violation and receive penalties based on the number of
prior infractions. If you were injured by a non-insured driver you
should contact a Car Accident Lawyer
to file a claim. The state of Martinsburg WV has also initiated a
crackdown on car insurance fraud. The new laws require a full
investigation of all automobile accidents to determine whether they
were staged. Medical evidence is required for all injury claims to
establish their validity. Some counties are requiring photographic
evidence of property damage to prove that the damage was sustained in
the accident and not after the fact.
The severity of the accident could dictate further
requirements for the at-fault driver. For instance, on top of
monetary damages owed to the victim, the county can require them to
install ignition interlocking devices into their vehicle. If the
driver was intoxicated at the time of the accident, there is a
probability of an increased settlement value based on the higher
risk. Any fatalities that occur due to this crime could incur further
criminal charges as well as civil litigation by the victim’s
our website at Lshermanlawfirm.com.
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