Filing a Utah Chapter 7 bankruptcy can be not only scary but complicated as well. There are so many little mistakes that can be made to put your case in jeopardy that it’s hard to know what to do and what mistakes to avoid. The very first thing you need to do when filing any type of bankruptcy is to find a reputable bankruptcy lawyer to handle your case for you. The second thing is to avoid the most common mistakes many people filing tend to make. With that being said, read on below for a few of the most common mistakes you need to avoid when filing for bankruptcy.
Do Not File Without a Lawyer
While it may seem simple just to fill out the paperwork and file for a Chapter 7 bankruptcy, in reality, filing without a reputable lawyer in your corner is the last thing you want to do. A lawyer knows the ins and outs of the bankruptcy system and can help you cross all of the T’s and dot all of the I’s, so your paperwork isn’t declined, and your case was thrown out of the courts.
Do Not File with Money in the Bank
On the day that you file for bankruptcy, you should have less than $100 in your checking and saving’s accounts. Any assets are money you have could be used to pay off your creditors.
Do Not Use Your Credit Cards
Make sure that you don’t charge anything on your credit cards for at least 90 days before you file bankruptcy. If you charge something to do it long before, you intend to file.
These are just a few of the mistakes you want to avoid before heading into bankruptcy court. Your biggest concern at the moment is getting an experienced lawyer to help you with your case. For more information visit The Utah Bankruptcy Lawyer.